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Hi! I just want to ask what bank is best when it comes to transferring money if it's transferwise or paypal? I still don't have any bank account. Thank you!
24 Replies
I have Metrobank, yung fees lang ng TW (P120) ang nabawas sakin, so wala na bank charge si metrobank.
EON unionbank the best no charge if 7k above ang e transfer if below is only 50php and its real time transfer pa...
I think any bank basta 7k up ang transfer from PayPal no charge na. Yun nga lng 2-3 bus days before mag reflect sa account mo. So ako mas prefer ko gamitin ang gcash kasi real time ang transfer 😊
Unionbank.. Walang hassle kung galing transferwise at paypal basta link mo lang paypal at bank account mo.
EON unionbank goes in real-time and gives better fees. You just have to do a process on PayPal to change the currency to dollars.
Gcash po if may card kau from gcash pwede niyo po e transfer sahod from PayPal to gcash.
Kung gusto mo wlang problema. Unionbank EON debit card. After mo makuha card register ka for online banking, I have been using it for 8 years no problem whatsoever. You can transfer from Paypal to EON real-time no need to wait 2-3 business days. register it as debit or credit card sa PayPal then you are good to go. 350/year lang yung fees nila
Pwede naman walang bank kung may paypal account ka at dun pumapasok pay mo. From paypal > gcash (no fee) > paymaya (no fee) > smartpadala. Or kung may bank account ka na, paypal > gcash (no fee) > bank (no fee). Pag paypal > bank kasi may fee kung less 6k.
Eon Union bank real time transfer PayPal to bank. Okay din security bank, PP to Sec bank within the day NASA bank account mo na. :-)
union bank and bdo basta visa debit card pwede po instant transfer and higher usd to Php rate 😊 hope this helps! https://youtu.be/Kgv3gmxTGPA
The set back with Unionbank, kapag may kailangan ka ayusin in person, layo-layo or limited ang branches at ATM. Go with the bank that is easiest to deal with, yung di ka mahihirapang puntahan at madaling kausapin ang mga tao. I tried BPI Moneyger - remittance account iyan na designed sa para mga kamag-anak ng OFW na tumatanggap ng padalang pera in dollars. In-allow ako ng BPI na mag-open niyan dahil dollars ang payment ng client at nagpakita ako ng proof ng contract na remote employee ako ng US client ko. Converted na to peso yung payment sa akin. I know may counterpart na similar account ang BDO. Ang una mo lang tatanungin sa client mo, anong bank yung gagamitin nila sa bank-to-bank transfer. May partner banks kasi sila. Wells Fargo yung bank ng client ko na tied up sa BPI dito kaya hindi na ako nahirapan.
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